One of the most
important elements of having credit cards is demonstrating
reliability with on time payments to build additional credit for
credit cards, home loans , auto loans and more..
Once an incident is reported to ChexSystems it can remain for up to
five years! Many banks will not open a checking account for you if
you have incidents reported to ChexSystems. People can make
mistakes. You can contact ChexSystems and then dispute any
inaccuracies in the report. ChexSystems toll
free phone number